Don’t Leave Money on The Table – Make The Most of Your Dental Insurance Now
As the end of the year draws near, many of us are busy wrapping up holiday plans and finalizing yearly goals. But there’s one task that should definitely be on your list: making the most of your dental insurance benefits before they expire.
Dental insurance often operates on a ‘use it or lose it’ basis, so acting now can help you avoid leaving valuable benefits unused.
To help you maximize your coverage, here’s what you need to know to get the most from your dental insurance before the year ends.
Check Your Dental Insurance Details
Most dental insurance plans come with an annual maximum—this is the total amount your insurer will cover for dental care in a calendar year. This maximum varies by plan but doesn’t carry over into the next year. Once the year ends, any unused benefits disappear.
Because of this, it’s a great time to assess how much of your annual maximum remains. From preventive services like cleanings to essential treatments like fillings or crowns, knowing your benefits can help you use any remaining allowance efficiently before it resets.
Schedule Preventive Care for Lasting Oral Health
Preventive care, such as regular check-ups and cleanings, is typically fully covered by dental insurance and helps maintain your oral health. These visits are essential for catching issues early, often saving you from more extensive—and expensive—procedures in the future.
Cheney Dental Care recommends booking preventive visits before the year’s end to take full advantage of your insurance. Using your coverage for these essential services will help keep your mouth healthy and ensure you’re getting the most value from the benefits you’ve already paid for.
Plan Major Procedures with Timing in Mind
If you’ve been postponing a major treatment like a root canal, crown, or orthodontic work, now might be the ideal time to start. Many insurance plans cover a portion of these procedures, making it cost-effective to begin treatment while you still have benefits available.
For treatments that require multiple visits, it may be possible to split the procedure across the end of this year and the beginning of next. This approach allows you to use this year’s benefits and then take advantage of next year’s renewed maximum, potentially saving more in out-of-pocket costs. Our dentist will help you schedule your treatment plan to make the most of your benefits.
Beat The Year-End Rush with Early Appointments
When December approaches, dental offices often experience a surge in appointments from patients trying to use up their remaining benefits. Avoid the end-of-year rush by scheduling your appointments as soon as possible. This way, you’ll have a greater choice of available times and ensure you receive the care you need.
At Cheney Dental Care, we encourage patients to plan early so they don’t miss out on the benefits they’ve earned. Booking now can give you peace of mind and more flexibility in choosing convenient appointments.
Maximize Your Dental Insurance Now—Don’t Let Benefits Slip Away!
With dental insurance benefits expiring at the year’s end, now is the perfect time to schedule any needed care. Remember, it’s a ‘use it or lose it’ situation—preventive services, essential treatments, and even major procedures can all be more affordable when you use your insurance benefits wisely.
Don’t wait—contact Cheney Dental Care today to secure your appointment with our highly professional dentist and make the most of your dental insurance.
By understanding your insurance coverage and acting now, you’ll enter the new year with a healthier smile and the satisfaction of knowing you’ve fully used your benefits.
